Banks Reconsideration Lines And Strategies

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Chase Bank:

Check your status:

  • Check Application Status (Personal): 1-800-436-7927
  • Check Application Status (Business): 1-800-453-9719

Reconsideration lines: 

  • Reconsideration (Personal): 888-270-2127
  • Reconsideration (Business): 800-453-9719


  • Offer to move over credit line from one card to the other
  • If you are over 5/24 because of a AU card point that out


American Express:

Check your status:

  • Application Status for Personal Cards: 1-866-314-0237
  • Application Status for Business Cards: 1-800-567-1085
  • Check them online here

Reconsideration lines:

  • Reconsideration: 1-800-567-1083


  • If you have more then 5 cards open offer to close one old card
  • Point out for what benefit you would like to get this card


Citi Bank:

Check your status:

  • Application Status: 1-888-201-4523

Reconsideration lines:

  • Customer Service (Personal): 1-800-763-9795 or 1-800-695-5171 or 1-800-950-5114
  • Customer Service (Business): 1-800-950-5114


Barclays Bank:

Check your status:

  • Application Status: 1-866-928-8598
  • Check them online here

Reconsideration lines:

  • Reconsideration: 1-866-408-4064


  • Barclays can be very tough but try explaining why you like this specific card


Capital One:

Check your status and reconsider applications:

  • Personal cards: 1-800-625-7866 or 1-800-933-5182
  • Business Cards: 1-800-867-0904


  • Capital one does not have a dedicated number for reconsideration but you can call on the regular numbers



  • Application Status: 1-888-676-3695
  • Customer Service: 1-800-347-2683


Wells Fargo:

Check your status:

  1. 1-800-967-9521
  2. Or check online here

Reconsideration line:

  • 1-866-412-5956


Bank Of America:

  • Person Customer Service: 1-866-224-8555
  • Business Customer Service: 1-866-695-6598


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