The CC People has partnered with CardRatings for our coverage of credit card products. The CC People and CardRatings may receive a commission from card issuers. The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.

Welcome Bonus

Earn 40,000 points + a $100 statement credit after you spend $2,000 in the first three months after account opening.

Welcome Offer Value

Around $600

Annual Fee

$75

Approval Conditions

-Good credit.

-You will usually not receive the bonus if you have already had the card with in the last 24 months

-Bank Of America will only approve you for a max of two cards within 2 months, three cards within 12 months, and four cards within 24 months.

-If declined Bank Of America reconsideration line is 800-354-0401

Credit Report Inquiry

-Bank Of America will usually pull your Experian credit report

The CC People has partnered with CardRatings for our coverage of credit card products. The CC People and CardRatings may receive a commission from card issuers. The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.