The CC People has partnered with CardRatings for our coverage of credit card products. The CC People and CardRatings may receive a commission from card issuers. The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.

Welcome Bonus

Earn $150 Back
after you spend $1,000 in purchases on your new Card in your first 3 months.

Intro APR Bonus

Get 0% APR for 15 Months on Balance Transfers made in the first 60 days. 

-Balance transfer fee:  3% or $5 whichever is greater

-You cannot transfer balances from other credit cards issued by American Express.

Special Categories

-3% at us groceries on up to $6,000 in yearly purchases.

-2% at US gas stations and select department stores.

Annual Fee

No Annual Fee

Approval Conditions

-Decent Credit OK

-You can not get Approved for more then 2 Amex Credit cards in 90 Days.

-You can not have open more then 5 Amex Credit cards at a time (not including charge cards). This rule is not always enforced but if may cause you to get declined.

-If declined Amex reconsideration line is 800-567-1083

Credit Report Inquiry

Normally Amex will Pull Experian but they may change sometimes

The CC People has partnered with CardRatings for our coverage of credit card products. The CC People and CardRatings may receive a commission from card issuers. The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.