The CC People has partnered with CardRatings for our coverage of credit card products. The CC People and CardRatings may receive a commission from card issuers. The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.

Welcome Bonus

Earn 125,000 Points after you spend $3,000 in eligible purchases on the Card in the first 3 months of Card Membership.

Special Categories

-Earn 12X when used directly with a hotel or resort within the Hilton Portfolio.

-Earn 6X at

US Gas Stations,

Restaurants,

Flights booked directly with airlines or Amex Travel,

Car rentals booked directly from select Car Rental companies,

Wireless Telephone Services purchased directly from U.S. service provider,

U.S. purchases for Shipping

-Earn 3X Hilton Honors Bonus Points for all other purchases.

Annual Fee

$95

Approval Conditions

-Decent Credit.

-You can not get Approved for more then 2 Amex Credit cards in 90 Days.

-You can not have open more then 5 Amex Credit cards at a time (not including charge cards). This rule is not always enforced but if may cause you to get declined.

-If declined Amex reconsideration line is 800-567-1083

Credit Report Inquiry

Normally Amex will Pull Experian but they may change sometimes

The CC People has partnered with CardRatings for our coverage of credit card products. The CC People and CardRatings may receive a commission from card issuers. The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.