The CC People has partnered with CardRatings for our coverage of credit card products. The CC People and CardRatings may receive a commission from card issuers. The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.

Easy Approval

-The Quicksilver One card from Capital one is a good starter card, You can get approved for it even with no credit.

-Get a higher credit line after making your first 5 monthly payments on time.

Annual Fee

$39

Approval Conditions

-No Credit.

-You can only have 2 Capital one personal cards in total (Co-branded cards and secured credit cards will not count)

-Capital one will only approve you for one card each 6 months.

-If declined Capital One reconsideration line is 800-625-7866.

Credit Report Inquiry

Capital One will do a hard inquiry by all three credit bureaus.

The CC People has partnered with CardRatings for our coverage of credit card products. The CC People and CardRatings may receive a commission from card issuers. The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.