The CC People has partnered with CardRatings for our coverage of credit card products. The CC People and CardRatings may receive a commission from card issuers. The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.

Welcome Bonus

Earn 50,000 miles bonus once you spend $3,000 on purchases within 3 months from account opening.

Welcome Offer Value

Around $500

Special Categories

Earn 2 Miles on every purchase

Annual Fee

$0 For First Year, Then $95

Approval Conditions

-Good Credit.

-You can only have 2 Capital one personal cards in total (Co-branded cards and secured credit cards will not count)

-Capital one will only approve you for one card each 6 months.

-If declined Capital One reconsideration line is 800-625-7866.

Credit Report Inquiry

Capital One will do a hard inquiry by all three credit bureaus.

The CC People has partnered with CardRatings for our coverage of credit card products. The CC People and CardRatings may receive a commission from card issuers. The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.