The CC People has partnered with CardRatings for our coverage of credit card products. The CC People and CardRatings may receive a commission from card issuers. The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.

Intro APR Bonus

18 Months 0% APR on balance transfers made in the first 4 months 

Special Categories

-Earn 2 points on all purchases

-Points transferable to Thank You points

 

Annual Fee

$0

Approval Conditions

-Good Credit.

-You can only get approved for one Citi personal card every 8 days, and not more than two Citi personal cards every 65 days.

-If declined Citi reconsideration line is 800-695-5171.

 

Credit Report Inquiry

-Citi usually pulls your Experian credit report, but sometimes may pull Equifax.

The CC People has partnered with CardRatings for our coverage of credit card products. The CC People and CardRatings may receive a commission from card issuers. The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.