The CC People has partnered with CardRatings for our coverage of credit card products. The CC People and CardRatings may receive a commission from card issuers. The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.

Welcome Bonus

Earn 60,000 bonus points once you spend $4,000 on purchases within 3 months from account opening

Welcome Offer Value

Around $850

Special Categories

-Earn 3 points on travel

-Earn 2 miles on restaurants and entertainment.

Annual Fee

$95

Approval Conditions

-Good Credit.

-You will not receive the welcome bonus if you have opened or closed any Citi ThankYou card or Citi Rewards+ card in the last 24 months.

-You can only get approved for one Citi personal card every 8 days, and not more than two Citi personal cards every 65 days.

-If declined Citi reconsideration line is 800-695-5171.

 

Credit Report Inquiry

-Citi usually pulls your Experian credit report, but sometimes may pull Equifax.

The CC People has partnered with CardRatings for our coverage of credit card products. The CC People and CardRatings may receive a commission from card issuers. The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.